Fire & Smoke Damage Restoration Cost Calculator
Get a free estimate of what fire damage typically costs, based on Angi 2026 U.S. data — then, if you need it, we'll connect you with up to three vetted local companies at no cost. It's an estimate, not a quote.
Estimate your fire damage cost
Answer two quick questions for a typical price range based on Angi's 2026 U.S. national cost data. It's a free estimate, not a quote — the final price depends on your specific situation.
Typical U.S. range for fire & smoke damage restoration. Pick the details on the left for an estimate tuned to your situation — this is an estimate, not a quote.
Ranges based on Angi, 2026 national data. Most fire damage work is covered by property insurance minus your deductible.
Get matched with up to 3 vetted local companies — freeHow this fire damage estimate works
This calculator turns Angi's 2026 national cost data for fire & smoke damage restoration into a range tuned to your situation. Choose how severe the damage is and how much of the property it affects, and the estimate moves within the published national range of $3,083–$52,031. It is a planning number, not a quote — no calculator can price a specific loss sight unseen. The estimate never goes outside the sourced national range, and we never invent a per-company price; only an on-site inspection sets your actual cost.
What drives your final fire damage price
Three things move a fire damage bill the most: the size of the loss — how many rooms and how much material has to be dried, removed, or rebuilt; the severity of the damage — clean water dries far cheaper than contaminated water, and light soot cleans up for far less than a structure that must be rebuilt; and local labor and material rates, which vary from metro to metro. Access, the age of the building, and how fast work starts matter too, since damage left to spread almost always costs more than damage caught early. Most restoration work is covered by property insurance minus your deductible, and companies marked "bills insurance directly" coordinate the claim for you.
Compiled and maintained by the RestoreRadar Editorial Team. Listing data last updated . We aggregate facts from each company's own website and public Google Business records, filtered by an automated no-fabrication check — an unknown value is left blank, never invented, and we never write, buy, or solicit reviews or ratings.
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Fire Damage cost questions
- How much does fire & smoke damage restoration cost?
- Nationally, fire & smoke damage restoration typically runs $3,083–$52,031, averaging about $27,477 (source: Angi, 2026). Your final price depends on the size of the loss and the scope of work, and it is often covered by homeowners or commercial property insurance minus your deductible. Get the scope in writing and confirm coverage before work begins.
- How accurate is this fire damage cost estimate?
- It is a starting point, not a quote. The range is based on Angi 2026 national cost data and shifts with the details you enter — how contaminated or severe the damage is, and how much of the property is affected. Your actual price depends on local labor rates, access, and the exact scope, which only an on-site inspection can confirm. Most restoration work is covered by property insurance minus your deductible.
- Does using the calculator cost anything or commit me to hiring?
- No. The calculator is free and there is no obligation. If you choose to get matched, we share your request only with up to three vetted local companies for your city so they can contact you about the work — nothing else, and never sold to data brokers.
- Will insurance cover fire & smoke damage restoration?
- Sudden, accidental fire damage is commonly covered by property insurance minus your deductible, while gradual damage or deferred maintenance often is not. Companies marked "bills insurance directly" coordinate the claim for you. Confirm the specifics with your own policy and adjuster before work begins.